PSD2 and Strong Customer Authentication:
what will change as of 14 September 2019

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New European regulations on Strong Customer Authentication and shared norms for open and secure communications  will go into effect on 14 September 2019, as part of the Payment Services Directive 2 (PSD2).

These new regulations have two main goals:

Ensure effective and secure communication among the different parties involved in the realms of account information, payment initiation and confirming fund availability;

Secure transactions with two-factor identification, where previously an SMS received by mobile phone would suffice to authenticate credit and debit card payments (3DS protocol).

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