Case Study
Securing payments
in a marketplace:
the SNCF
Connect & Tech example

Sécuriser paiements d'une marketplace : l'exemple SNCF Connect&Tech

SNCF Connect & Tech adopted Lemonway's technology to manage its payment flows on the SNCF Connect marketplace

Let's have a look back at a successful collaboration

 “ When chaining multiple authorization requests, there is a higher risk that the end user’s bank will consider this suspicious behavior because making two authorization requests for two different merchants within a second of each other is humanly impossible. This means that the flows are automated, which can alert the bank. So, we regularly had slightly higher rejection rates on successive payment requests. One of our major issues was optimizing our conversion and securing the implementation of PSD2. ”

Yohan Ouaziz| Director of Payment and Fraud | SNCF Connect & Tech

Securing transactions in the age of PSD2: the SNCF Connect challenge

In this case study, you will discover :


Why SNCF Connect & Tech looked for a new payment solution

Why SNCF Connect & Tech chose Lemonway

The results of the collaboration

As a key player in mobility, SNCF Connect & Tech must
offer optimal payment flow management to its customers
and merchants on SNCF Connect. In this sense, the choice
of its PSP (Payment Service Provider) was essential.

Coming into force in September 2019 in the European
Union, the second European Payment Services Directive
(PSD2) has overturned existing security regulations.
Directly affected, marketplaces have had to adapt to the
new requirements, particularly buyer authentication.

Against this backdrop, SNCF Connect & Tech set out to
find a new payment solution for SNCF Connect’s thirdparty
account at the end of 2019. The new PSP thus had
to be able to secure transactions in accordance with
PSD2 while facilitating the customer journey.

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